What is the difference between lease-to-own and renting a TLC car?

When you rent a TLC car, every payment goes to the owner — and you own nothing. Lease-to-own means each weekly payment builds equity. At the end of your program, the vehicle title transfers to you.

How much does lease-to-own cost per week?

LimeCars L2O weekly payments start at $275 for Toyota Camry Hybrids and go up to $375 for WAV-accessible minivans.

Can I get a lease-to-own TLC vehicle with bad credit?

Yes. We work with TLC drivers at every credit level — including new immigrants, ITIN holders, and drivers with no credit history at all.

What vehicles are available for lease-to-own?

Our L2O inventory includes Toyota Camry Hybrid, Toyota RAV4 Hybrid, Toyota Sienna Hybrid, and Chrysler Voyager WAV minivans.

How long does the lease-to-own program last?

Most LimeCars L2O programs run 3–5 years. At the end, the title transfers to you automatically — no balloon payment.

Does my weekly payment include insurance?

No. Your L2O weekly payment covers vehicle acquisition only — TLC-compliant insurance is required separately.

Can I switch vehicles or upgrade during the program?

Yes — upgrades and vehicle changes are allowed at program milestones. We structure transitions so you keep the equity you have already built.

What happens if I need to pause payments?

Contact your L2O representative as early as possible. We have structured hardship pauses and payment restructuring available.

Build Equity While You Drive

TLC Vehicles LEASE TO OWN Program

Build equity while you earn. Flexible lease-to-own programs for NYC TLC drivers targeting $650–$850/day.

Apply for Lease-to-Own Browse Vehicles

Earn $650–$850/day
Build Equity Every Week
Bad Credit Accepted
Own Your Car in 3–5 Years

Start building equity today.

Name and phone is all we need. No deposit, no commitment.

Why Choose Lease-to-Own Over Renting?

Renting keeps you dependent on someone else. L2O puts you on the path to owning your most valuable professional asset — your TLC vehicle.

Earn $650–$850/Day

LimeCars L2O drivers earn $650/day in standard sedans and SUVs — or up to $850/day with WAV-accessible vehicles on Uber Assist and Access-A-Ride.

Build Equity With Every Payment

Unlike weekly rentals that leave you with nothing, every L2O payment builds toward full ownership. After your program term, the title is in your name — free and clear.

Bad Credit Accepted

We look at your TLC earning ability, not your credit report. New immigrants, recent credit events, ITIN holders — all welcome. Your license is your asset.

Weekly Payments, Not Monthly

Payments start from $275/week — structured around how TLC drivers actually earn.

$650/day

Minimum daily earning

$275/wk

Weekly payments from

3 yrs

To own your car

The Work Is Already There

500+

AAR vehicles in CTG fleet

AAR provider in NYC

$650–$850

typical daily earnings

Access-A-Ride (AAR) is NYC's paratransit service — door-to-door trips for passengers who cannot use the subway. CTG (Corporate Transportation Group) is the city's largest AAR fleet operator, running 500+ vehicles across all five boroughs and dispatching thousands of pre-scheduled trips every day.

When you lease-to-own through LimeCars, you're not just building toward car ownership — you're plugged into CTG's AAR dispatch network. Your schedule arrives before your shift. No surge-chasing, no dead miles, no slow Mondays.

Lease-to-own drivers earn $650–$850/day combining AAR dispatch with Uber and Lyft. The WAV vehicle (Chrysler Voyager) qualifies for AAR priority dispatch and is the highest-earning option in our fleet.

Earnings vary and are not guaranteed. Income depends on hours driven, vehicle type, platform conditions, and trip availability.

CTG Access-A-Ride fleet — LimeCars lease-to-own drivers get a full pre-scheduled AAR dispatch

“Monday morning I already know my whole week — 8, 9 trips a day, all AAR. I stopped chasing rides a long time ago.”

Dmitri V., LimeCars driver — Brooklyn

Renting vs Lease-to-Own: Side by Side

The numbers tell the story. Similar weekly cost — completely different outcome.

Program Feature	Renting a TLC Car	LimeCars Lease-to-Own
Weekly Cost	$400–600/wk	$275–450/wk
Upfront Cost	$500–1,000 deposit	$0–2,000 down
Equity Built	Zero — $0 ever	Builds every week
End of Term	Keep renting forever	You own the car
Platform Eligible	Yes (Uber, Lyft)	Yes (Uber, Lyft, Via)
Insurance Included	Usually yes	Not included (TLC required)

Call for pricing

Daily Earning

$850

How Lease-to-Own Works

Four steps from application to driving your own TLC vehicle.

Apply & Get Matched

Submit your application online or call us. We match you with a vehicle and program that fits your goals and budget.

Choose Your Vehicle

Select from TLC-ready inventory — Camry, RAV4, Sienna, or WAV Voyager. All vehicles are FHV-registered and ready for Uber or Lyft from day one.

Drive & Earn

Start earning immediately. Every weekly payment builds toward ownership.

Own Your Vehicle

After completing your program term, the vehicle title transfers to your name. It's yours — free and clear.

Do You Qualify?

We look at your TLC earning ability, not your credit report. New immigrants, recent credit events, ITIN holders — all welcome. Your license is your asset.

Active TLC license holders

New immigrants and ITIN holders

Drivers with bad or no credit

Recent TLC license recipients

Uber, Lyft, and Via drivers

Access-A-Ride (WAV) operators

Drivers transitioning from rentals

Self-employed with cash income

Common Questions

Lease-to-Own Questions

Everything you need to know about our L2O programs.

Stop Paying to Drive Someone Else's Car

Ready to Own Your Vehicle?

Apply online or call us to get matched with a lease-to-own program today.

Full Access-A-Ride schedule via CTG

TLC plate + commercial insurance included

Build equity every week — own in 3–5 years

Or call us directly: (929) 286-4546

Ready to own your TLC vehicle?

Lock in your vehicle and your AAR schedule. Takes 60 seconds.

Also Helpful for TLC Drivers

Weekly Lease Program

Flexible short-term leases for drivers who want minimal commitment.

BYOV Program

Own your vehicle? Join LimeCars for guaranteed work and priority dispatch.

TLC Driver Income Guide

How much TLC drivers earn per day, week, and year — and how to maximize it.