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Build Equity While You Drive

TLC Vehicles LEASE TO OWN Program

Build equity while you earn. Flexible lease-to-own programs for NYC TLC drivers targeting $650–$850/day.

  • Earn $650–$850/day
  • Build Equity Every Week
  • Bad Credit Accepted
  • Own Your Car in 3–5 Years

Why Choose Lease-to-Own Over Renting?

Renting keeps you dependent on someone else. L2O puts you on the path to owning your most valuable professional asset — your TLC vehicle.

Earn $650–$850/Day

LimeCars L2O drivers earn $650/day in standard sedans and SUVs — or up to $850/day with WAV-accessible vehicles on Uber Assist and Access-A-Ride.

Build Equity With Every Payment

Unlike weekly rentals that leave you with nothing, every L2O payment builds toward full ownership. After your program term, the title is in your name — free and clear.

Bad Credit Accepted

We look at your TLC earning ability, not your credit report. New immigrants, recent credit events, ITIN holders — all welcome. Your license is your asset.

Weekly Payments, Not Monthly

Payments start from $275/week — structured around how TLC drivers actually earn.

$650/day

Minimum daily earning

$275/wk

Weekly payments from

3 yrs

To own your car

Renting vs Lease-to-Own: Side by Side

The numbers tell the story. Similar weekly cost — completely different outcome.

Program FeatureRenting a TLC CarLimeCars Lease-to-Own
Weekly Cost$400–600/wk$275–450/wk
Upfront Cost$500–1,000 deposit$0–2,000 down
Equity BuiltZero — $0 everBuilds every week
End of TermKeep renting foreverYou own the car
Platform EligibleYes (Uber, Lyft)Yes (Uber, Lyft, Via)
Insurance IncludedUsually yesNot included (TLC required)

After 5 years renting at $500/wk — you've paid $130,000 and own nothing. After 5 years with LimeCars L2O — you own your vehicle free and clear.

How Lease-to-Own Works

Four steps from application to driving your own TLC vehicle.

01

Apply & Get Matched

Submit your application online or call us. We match you with a vehicle and program that fits your goals and budget.

02

Choose Your Vehicle

Select from TLC-ready inventory — Camry, RAV4, Sienna, or WAV Voyager. All vehicles are FHV-registered and ready for Uber or Lyft from day one.

03

Drive & Earn

Start earning immediately. Every weekly payment builds toward ownership.

04

Own Your Vehicle

After completing your program term, the vehicle title transfers to your name. It's yours — free and clear.

Do You Qualify?

We look at your TLC earning ability, not your credit report. New immigrants, recent credit events, ITIN holders — all welcome. Your license is your asset.

Active TLC license holders
New immigrants and ITIN holders
Drivers with bad or no credit
Recent TLC license recipients
Uber, Lyft, and Via drivers
Access-A-Ride (WAV) operators
Drivers transitioning from rentals
Self-employed with cash income

Common Questions

Lease-to-Own Questions

Everything you need to know about our L2O programs.

Ready to Own Your Vehicle?

Apply online or call us to get matched with a lease-to-own program today.